Line Up Every Offer. Then Decide.
Most cash offers show up looking like the same postcard. Put each one in its own column, and this worksheet shows you what each one actually puts in your pocket and how solid each buyer really is.
Your house
Entered once. Applies to every offer.
Only you see this unless you save it.
Call your lender for a payoff quote. This comes out of every offer the same way.
Mortgage payment + property taxes + insurance + utilities, per month. Every extra month before closing costs you this much.
The offers
Offer 1: The first one that showed up
Who's buying
The money
Leave at 0 for a direct sale with no agent.
Common with iBuyers.
What they take off after inspection. If you don't know yet, ask what they typically deduct.
Your closing attorney can give you the exact number. Use the same figure in every column if you're not sure.
Clean-out, sewer camera, repairs, staging: whatever you spend to get to this closing.
The terms
Offer 2
Who's buying
The money
Leave at 0 for a direct sale with no agent.
Common with iBuyers.
What they take off after inspection. If you don't know yet, ask what they typically deduct.
Your closing attorney can give you the exact number. Use the same figure in every column if you're not sure.
Clean-out, sewer camera, repairs, staging: whatever you spend to get to this closing.
The terms
The comparison
Offer 1
The first one
Highest netOffer 2
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Ask for proof of funds from a real institution.
No earnest money means walking away costs them nothing.
Ask for proof of funds from a real institution.
No earnest money means walking away costs them nothing.
This doesn't touch taxes. Take your top two offers to your CPA and ask about your basis, the Section 121 exclusion, and which improvement receipts to find.
Estimates only. This is not a closing statement or net sheet from your closing attorney, and it's not legal, tax, or financial advice. Actual figures depend on your contract and closing.